Call reports 2006
PARK BANK, NATIONAL ASSOCIATION — 2006
What PARK BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 42,409,000 | 42,038,000 | 41,892,000 | 41,064,000 |
| Total loans | 35,156,000 | 33,614,000 | 32,306,000 | 32,799,000 |
| Allowance for loan losses | 562,000 | 583,000 | 583,000 | 646,000 |
| Securities available for sale | 9,000 | 8,000 | 8,000 | 8,000 |
| Securities held to maturity | 3,068,000 | 3,043,000 | 2,829,000 | 1,825,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,842,000 | 36,251,000 | 35,812,000 | 35,139,000 |
| Interest-bearing deposits | 30,235,000 | 30,103,000 | 30,193,000 | 29,262,000 |
| Noninterest-bearing deposits | 6,607,000 | 6,148,000 | 5,619,000 | 5,877,000 |
| Equity capital | 5,055,000 | 5,100,000 | 5,174,000 | 5,281,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 733,000 | 1,470,000 | 2,232,000 | 2,884,000 |
| Interest expense | 209,000 | 438,000 | 676,000 | 896,000 |
| Net interest income | 524,000 | 1,032,000 | 1,556,000 | 1,988,000 |
| Noninterest income | 139,000 | 326,000 | 503,000 | 764,000 |
| Noninterest expense | 531,000 | 1,107,000 | 1,643,000 | 2,058,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 87,000 | 161,000 | 281,000 | 514,000 |
| Income tax | 32,000 | 61,000 | 107,000 | 198,000 |
| Net income | 55,000 | 100,000 | 174,000 | 316,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,071,000 | 5,116,000 | 5,190,000 | 5,297,000 |
| Total capital | 5,431,000 | 5,480,000 | 5,547,000 | 5,659,000 |
| Risk-weighted assets | 28,575,000 | 28,922,000 | 28,337,000 | 28,670,000 |