Call reports 2005
PARK BANK, NATIONAL ASSOCIATION — 2005
What PARK BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 41,577,000 | 45,748,000 | 44,870,000 | 44,709,000 |
| Total loans | 35,255,000 | 35,536,000 | 35,119,000 | 35,084,000 |
| Allowance for loan losses | 645,000 | 651,000 | 674,000 | 686,000 |
| Securities available for sale | 11,000 | 11,000 | 10,000 | 10,000 |
| Securities held to maturity | 3,627,000 | 3,355,000 | 3,327,000 | 3,194,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,938,000 | 40,523,000 | 39,387,000 | 39,308,000 |
| Interest-bearing deposits | 30,215,000 | 31,449,000 | 31,519,000 | 29,983,000 |
| Noninterest-bearing deposits | 5,723,000 | 9,074,000 | 7,868,000 | 9,325,000 |
| Equity capital | 4,683,000 | 4,798,000 | 4,912,000 | 5,016,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 655,000 | 1,385,000 | 2,151,000 | 2,967,000 |
| Interest expense | 127,000 | 288,000 | 470,000 | 660,000 |
| Net interest income | 528,000 | 1,097,000 | 1,681,000 | 2,307,000 |
| Noninterest income | 110,000 | 339,000 | 549,000 | 639,000 |
| Noninterest expense | 518,000 | 1,074,000 | 1,640,000 | 2,036,000 |
| Provision for loan losses | 45,000 | 110,000 | 155,000 | 250,000 |
| Pretax income | 75,000 | 252,000 | 435,000 | 660,000 |
| Income tax | 30,000 | 92,000 | 161,000 | 247,000 |
| Net income | 45,000 | 160,000 | 274,000 | 413,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,683,000 | 4,798,000 | 4,912,000 | 5,016,000 |
| Total capital | 5,020,000 | 5,148,000 | 5,269,000 | 5,380,000 |
| Risk-weighted assets | 26,678,000 | 27,660,000 | 28,266,000 | 28,766,000 |