Call reports 2004
PARK BANK, NATIONAL ASSOCIATION — 2004
What PARK BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 42,643,000 | 42,514,000 | 41,938,000 | 42,604,000 |
| Total loans | 33,508,000 | 32,603,000 | 33,373,000 | 33,114,000 |
| Allowance for loan losses | 521,000 | 458,000 | 422,000 | 657,000 |
| Securities available for sale | 16,000 | 14,000 | 14,000 | 12,000 |
| Securities held to maturity | 6,054,000 | 5,222,000 | 4,455,000 | 3,808,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,946,000 | 37,566,000 | 36,886,000 | 37,774,000 |
| Interest-bearing deposits | 32,931,000 | 31,903,000 | 31,477,000 | 31,498,000 |
| Noninterest-bearing deposits | 5,015,000 | 5,663,000 | 5,409,000 | 6,276,000 |
| Equity capital | 4,341,000 | 4,472,000 | 4,564,000 | 4,638,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 663,000 | 1,340,000 | 2,016,000 | 2,727,000 |
| Interest expense | 119,000 | 234,000 | 347,000 | 463,000 |
| Net interest income | 544,000 | 1,106,000 | 1,669,000 | 2,264,000 |
| Noninterest income | 167,000 | 377,000 | 566,000 | 778,000 |
| Noninterest expense | 547,000 | 1,023,000 | 1,477,000 | 1,856,000 |
| Provision for loan losses | 30,000 | 60,000 | 167,000 | 397,000 |
| Pretax income | 134,000 | 400,000 | 591,000 | 789,000 |
| Income tax | 46,000 | 82,000 | 181,000 | 270,000 |
| Net income | 88,000 | 318,000 | 410,000 | 519,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,341,000 | 4,472,000 | 4,564,000 | 4,638,000 |
| Total capital | 4,682,000 | 4,803,000 | 4,901,000 | 4,966,000 |
| Risk-weighted assets | 27,135,000 | 26,379,000 | 26,908,000 | 25,905,000 |