Call reports 2003
PARK BANK, NATIONAL ASSOCIATION — 2003
What PARK BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 46,559,000 | 45,861,000 | 42,768,000 | 44,216,000 |
| Total loans | 35,632,000 | 31,570,000 | 30,868,000 | 31,074,000 |
| Allowance for loan losses | 673,000 | 737,000 | 727,000 | 607,000 |
| Securities available for sale | 28,000 | 23,000 | 20,000 | 18,000 |
| Securities held to maturity | 7,368,000 | 7,230,000 | 7,074,000 | 7,659,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,516,000 | 41,333,000 | 37,905,000 | 39,445,000 |
| Interest-bearing deposits | 35,256,000 | 33,730,000 | 32,817,000 | 33,630,000 |
| Noninterest-bearing deposits | 7,260,000 | 7,603,000 | 5,088,000 | 5,815,000 |
| Equity capital | 3,826,000 | 4,119,000 | 4,290,000 | 4,253,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 765,000 | 1,490,000 | 2,197,000 | 2,930,000 |
| Interest expense | 191,000 | 347,000 | 476,000 | 602,000 |
| Net interest income | 574,000 | 1,143,000 | 1,721,000 | 2,328,000 |
| Noninterest income | 239,000 | 709,000 | 1,006,000 | 1,105,000 |
| Noninterest expense | 565,000 | 1,167,000 | 1,747,000 | 2,304,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 50,000 |
| Pretax income | 248,000 | 685,000 | 930,000 | 1,079,000 |
| Income tax | 69,000 | 213,000 | 287,000 | 437,000 |
| Net income | 179,000 | 472,000 | 643,000 | 642,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,826,000 | 4,119,000 | 4,290,000 | 4,253,000 |
| Total capital | 4,181,000 | 4,451,000 | 4,614,000 | 4,587,000 |
| Risk-weighted assets | 28,054,000 | 26,129,000 | 25,516,000 | 26,418,000 |