Call reports 2002
PARK BANK, NATIONAL ASSOCIATION — 2002
What PARK BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 45,474,000 | 44,578,000 | 45,963,000 | 45,610,000 |
| Total loans | 25,664,000 | 28,311,000 | 32,779,000 | 32,962,000 |
| Allowance for loan losses | 390,000 | 351,000 | 352,000 | 656,000 |
| Securities available for sale | 39,000 | 35,000 | 32,000 | 29,000 |
| Securities held to maturity | 9,018,000 | 8,941,000 | 9,175,000 | 8,240,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,751,000 | 40,837,000 | 42,044,000 | 41,807,000 |
| Interest-bearing deposits | 37,527,000 | 36,599,000 | 35,020,000 | 35,885,000 |
| Noninterest-bearing deposits | 4,224,000 | 4,238,000 | 7,024,000 | 5,922,000 |
| Equity capital | 3,457,000 | 3,432,000 | 3,541,000 | 3,647,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 795,000 | 1,533,000 | 2,290,000 | 3,032,000 |
| Interest expense | 286,000 | 544,000 | 763,000 | 973,000 |
| Net interest income | 509,000 | 989,000 | 1,527,000 | 2,059,000 |
| Noninterest income | 172,000 | 316,000 | 489,000 | 839,000 |
| Noninterest expense | 440,000 | 923,000 | 1,401,000 | 1,944,000 |
| Provision for loan losses | 120,000 | 250,000 | 350,000 | 527,000 |
| Pretax income | 121,000 | 132,000 | 265,000 | 427,000 |
| Income tax | 15,000 | 33,000 | 57,000 | 77,000 |
| Net income | 106,000 | 99,000 | 208,000 | 350,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,329,000 | 3,323,000 | 3,472,000 | 3,647,000 |
| Total capital | 3,666,000 | 3,666,000 | 3,824,000 | 3,998,000 |
| Risk-weighted assets | 26,873,000 | 27,461,000 | 28,285,000 | 27,772,000 |