Call reports 2001
PARK BANK, NATIONAL ASSOCIATION — 2001
What PARK BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 41,954,000 | 48,741,000 | 50,662,000 | 49,323,000 |
| Total loans | 25,459,000 | 25,420,000 | 25,831,000 | 26,948,000 |
| Allowance for loan losses | 419,000 | 407,000 | 412,000 | 371,000 |
| Securities available for sale | 63,000 | 57,000 | 48,000 | 46,000 |
| Securities held to maturity | 10,128,000 | 9,465,000 | 8,298,000 | 8,928,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,415,000 | 45,171,000 | 46,957,000 | 45,663,000 |
| Interest-bearing deposits | 36,922,000 | 41,084,000 | 41,961,000 | 40,784,000 |
| Noninterest-bearing deposits | 1,493,000 | 4,087,000 | 4,996,000 | 4,879,000 |
| Equity capital | 3,231,000 | 3,222,000 | 3,321,000 | 3,413,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 808,000 | 1,750,000 | 2,662,000 | 3,556,000 |
| Interest expense | 428,000 | 904,000 | 1,343,000 | 1,667,000 |
| Net interest income | 380,000 | 846,000 | 1,319,000 | 1,889,000 |
| Noninterest income | 99,000 | 256,000 | 366,000 | 504,000 |
| Noninterest expense | 386,000 | 793,000 | 1,232,000 | 1,705,000 |
| Provision for loan losses | 0 | 225,000 | 225,000 | 385,000 |
| Pretax income | 93,000 | 84,000 | 228,000 | 303,000 |
| Income tax | 22,000 | 22,000 | 67,000 | 14,000 |
| Net income | 71,000 | 62,000 | 161,000 | 289,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,092,000 | 3,083,000 | 3,182,000 | 3,285,000 |
| Total capital | 3,445,000 | 3,449,000 | 3,555,000 | 3,641,000 |
| Risk-weighted assets | 28,156,000 | 29,212,000 | 29,829,000 | 28,505,000 |