Call reports 2015
CENTREVILLE BANK — 2015
What CENTREVILLE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,021,204,000 | 1,027,846,000 | 1,027,894,000 | 1,033,714,000 |
| Total loans | 419,757,000 | 422,517,000 | 430,347,000 | 453,777,000 |
| Allowance for loan losses | 2,398,000 | 2,453,000 | 2,552,000 | 2,632,000 |
| Securities available for sale | 517,964,000 | 510,416,000 | 476,674,000 | 478,528,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 708,892,000 | 723,522,000 | 724,564,000 | 730,504,000 |
| Interest-bearing deposits | 671,197,000 | 684,821,000 | 682,157,000 | 686,390,000 |
| Noninterest-bearing deposits | 37,695,000 | 38,701,000 | 42,407,000 | 44,114,000 |
| Equity capital | 250,076,000 | 248,313,000 | 247,766,000 | 254,691,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 7,243,000 | 14,497,000 | 21,861,000 | 29,220,000 |
| Interest expense | 1,229,000 | 2,428,000 | 3,612,000 | 4,820,000 |
| Net interest income | 6,014,000 | 12,069,000 | 18,249,000 | 24,400,000 |
| Noninterest income | 376,000 | 840,000 | 1,358,000 | 1,858,000 |
| Noninterest expense | 5,373,000 | 10,769,000 | 16,336,000 | 22,961,000 |
| Provision for loan losses | 50,000 | 125,000 | 250,000 | -100,000 |
| Pretax income | 1,131,000 | 2,179,000 | 3,599,000 | 7,817,000 |
| Income tax | 179,000 | 344,000 | 486,000 | 699,000 |
| Net income | 952,000 | 1,835,000 | 3,113,000 | 7,118,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 212,351,000 | 213,234,000 | 214,512,000 | 218,517,000 |
| Total capital | 258,732,000 | 248,695,000 | 246,460,000 | 252,471,000 |
| Risk-weighted assets | 661,840,000 | 630,735,000 | 621,270,000 | 651,847,000 |