Call reports 2012
CENTREVILLE BANK — 2012
What CENTREVILLE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 965,844,000 | 972,436,000 | 953,233,000 | 949,058,000 |
| Total loans | 363,102,000 | 366,430,000 | 366,989,000 | 368,998,000 |
| Allowance for loan losses | 2,346,000 | 2,314,000 | 2,513,000 | 2,529,000 |
| Securities available for sale | 532,026,000 | 536,460,000 | 517,050,000 | 518,061,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 723,136,000 | 714,705,000 | 703,512,000 | 700,382,000 |
| Interest-bearing deposits | 665,436,000 | 654,707,000 | 643,756,000 | 634,010,000 |
| Noninterest-bearing deposits | 57,700,000 | 59,998,000 | 59,757,000 | 66,372,000 |
| Equity capital | 212,154,000 | 212,102,000 | 215,980,000 | 214,732,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 7,231,000 | 14,389,000 | 21,570,000 | 28,568,000 |
| Interest expense | 1,892,000 | 3,672,000 | 5,376,000 | 6,933,000 |
| Net interest income | 5,339,000 | 10,717,000 | 16,194,000 | 21,635,000 |
| Noninterest income | 334,000 | 497,000 | 837,000 | 1,493,000 |
| Noninterest expense | 4,510,000 | 9,260,000 | 14,095,000 | 19,134,000 |
| Provision for loan losses | 150,000 | 300,000 | 500,000 | 700,000 |
| Pretax income | 1,067,000 | 1,719,000 | 2,521,000 | 6,877,000 |
| Income tax | 182,000 | 91,000 | 99,000 | 1,491,000 |
| Net income | 885,000 | 1,628,000 | 2,422,000 | 5,386,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 192,715,000 | 193,459,000 | 194,252,000 | 197,217,000 |
| Total capital | 215,825,000 | 214,378,000 | 217,478,000 | 218,870,000 |
| Risk-weighted assets | 415,334,000 | 430,289,000 | 428,494,000 | 441,852,000 |