Call reports 2009
CENTREVILLE BANK — 2009
What CENTREVILLE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 844,069,000 | 881,850,000 | 930,939,000 | 940,762,000 |
| Total loans | 343,705,000 | 364,746,000 | 380,786,000 | 389,892,000 |
| Allowance for loan losses | 1,861,000 | 1,855,000 | 1,877,000 | 2,408,000 |
| Securities available for sale | 449,531,000 | 445,031,000 | 496,024,000 | 491,582,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 634,401,000 | 659,812,000 | 697,458,000 | 713,784,000 |
| Interest-bearing deposits | 582,775,000 | 608,490,000 | 645,666,000 | 660,489,000 |
| Noninterest-bearing deposits | 51,626,000 | 51,322,000 | 51,792,000 | 53,295,000 |
| Equity capital | 189,135,000 | 196,362,000 | 203,513,000 | 200,657,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 8,889,000 | 17,348,000 | 26,012,000 | 34,862,000 |
| Interest expense | 3,718,000 | 7,381,000 | 11,076,000 | 14,298,000 |
| Net interest income | 5,171,000 | 9,967,000 | 14,936,000 | 20,564,000 |
| Noninterest income | 304,000 | 627,000 | 956,000 | 1,275,000 |
| Noninterest expense | 4,256,000 | 8,821,000 | 13,119,000 | 17,871,000 |
| Provision for loan losses | 135,000 | 159,000 | 211,000 | 772,000 |
| Pretax income | 689,000 | 1,626,000 | 2,605,000 | 7,052,000 |
| Income tax | -11,000 | 145,000 | 376,000 | 1,884,000 |
| Net income | 700,000 | 1,481,000 | 2,229,000 | 5,168,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 177,433,000 | 178,214,000 | 178,962,000 | 181,901,000 |
| Total capital | 192,074,000 | 198,764,000 | 203,546,000 | 203,738,000 |
| Risk-weighted assets | 343,107,000 | 360,049,000 | 373,776,000 | 386,288,000 |