Call reports 2008
CENTREVILLE BANK — 2008
What CENTREVILLE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 849,358,000 | 838,199,000 | 846,475,000 | 836,638,000 |
| Total loans | 299,555,000 | 313,512,000 | 318,323,000 | 323,955,000 |
| Allowance for loan losses | 1,598,000 | 1,668,000 | 1,735,000 | 1,733,000 |
| Securities available for sale | 492,345,000 | 490,725,000 | 479,549,000 | 445,166,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 590,580,000 | 605,277,000 | 601,449,000 | 613,346,000 |
| Interest-bearing deposits | 541,560,000 | 530,182,000 | 548,137,000 | 561,996,000 |
| Noninterest-bearing deposits | 49,020,000 | 75,095,000 | 53,312,000 | 51,350,000 |
| Equity capital | 219,217,000 | 204,140,000 | 211,987,000 | 196,947,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 9,640,000 | 19,424,000 | 29,300,000 | 38,818,000 |
| Interest expense | 4,457,000 | 8,749,000 | 12,661,000 | 16,621,000 |
| Net interest income | 5,183,000 | 10,675,000 | 16,639,000 | 22,197,000 |
| Noninterest income | 301,000 | 617,000 | 936,000 | 1,260,000 |
| Noninterest expense | 3,734,000 | 7,721,000 | 11,815,000 | 17,240,000 |
| Provision for loan losses | 84,000 | 185,000 | 310,000 | 351,000 |
| Pretax income | 1,745,000 | 3,465,000 | 4,572,000 | 3,063,000 |
| Income tax | 343,000 | 629,000 | 767,000 | -333,000 |
| Net income | 1,402,000 | 2,836,000 | 3,805,000 | 3,396,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 174,739,000 | 176,173,000 | 177,141,000 | 176,733,000 |
| Total capital | 210,481,000 | 202,643,000 | 209,207,000 | 196,757,000 |
| Risk-weighted assets | 333,114,000 | 336,982,000 | 342,190,000 | 333,466,000 |