Call reports 2007
CENTREVILLE BANK — 2007
What CENTREVILLE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 834,469,000 | 830,387,000 | 830,507,000 | 833,148,000 |
| Total loans | 286,179,000 | 286,293,000 | 290,139,000 | 292,691,000 |
| Allowance for loan losses | 1,492,000 | 1,488,000 | 1,549,000 | 1,528,000 |
| Securities available for sale | 493,350,000 | 502,326,000 | 498,104,000 | 499,645,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 576,260,000 | 574,614,000 | 566,734,000 | 573,072,000 |
| Interest-bearing deposits | 522,956,000 | 520,205,000 | 513,827,000 | 521,991,000 |
| Noninterest-bearing deposits | 53,304,000 | 54,409,000 | 52,907,000 | 51,081,000 |
| Equity capital | 219,268,000 | 219,085,000 | 224,214,000 | 219,365,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 9,497,000 | 19,168,000 | 28,973,000 | 38,868,000 |
| Interest expense | 4,105,000 | 8,404,000 | 12,716,000 | 17,175,000 |
| Net interest income | 5,392,000 | 10,764,000 | 16,257,000 | 21,693,000 |
| Noninterest income | 287,000 | 599,000 | 923,000 | 1,253,000 |
| Noninterest expense | 3,655,000 | 7,361,000 | 11,104,000 | 15,397,000 |
| Provision for loan losses | 6,000 | -1,000 | 73,000 | 93,000 |
| Pretax income | 6,302,000 | 8,287,000 | 10,287,000 | 11,741,000 |
| Income tax | 2,027,000 | 2,458,000 | 2,848,000 | 3,057,000 |
| Net income | 4,275,000 | 5,829,000 | 7,439,000 | 8,684,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 168,928,000 | 170,482,000 | 172,093,000 | 173,337,000 |
| Total capital | 210,665,000 | 212,149,000 | 213,608,000 | 212,236,000 |
| Risk-weighted assets | 324,494,000 | 325,221,000 | 327,067,000 | 327,336,000 |