Call reports 2006
CENTREVILLE BANK — 2006
What CENTREVILLE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 819,610,000 | 809,277,000 | 816,888,000 | 826,389,000 |
| Total loans | 276,345,000 | 279,489,000 | 283,652,000 | 285,463,000 |
| Allowance for loan losses | 1,808,000 | 1,805,000 | 1,798,000 | 1,492,000 |
| Securities available for sale | 500,037,000 | 491,924,000 | 495,842,000 | 489,653,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 580,724,000 | 572,026,000 | 565,945,000 | 569,123,000 |
| Interest-bearing deposits | 529,778,000 | 517,045,000 | 510,236,000 | 516,072,000 |
| Noninterest-bearing deposits | 50,946,000 | 54,981,000 | 55,709,000 | 53,051,000 |
| Equity capital | 205,840,000 | 204,617,000 | 213,521,000 | 218,020,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 8,909,000 | 17,849,000 | 27,057,000 | 36,255,000 |
| Interest expense | 3,602,000 | 7,267,000 | 11,077,000 | 15,083,000 |
| Net interest income | 5,307,000 | 10,582,000 | 15,980,000 | 21,172,000 |
| Noninterest income | 249,000 | 545,000 | 835,000 | 1,139,000 |
| Noninterest expense | 3,627,000 | 7,662,000 | 11,340,000 | 15,166,000 |
| Provision for loan losses | 0 | 0 | 0 | -305,000 |
| Pretax income | 5,258,000 | 6,794,000 | 8,817,000 | 11,792,000 |
| Income tax | 193,000 | 1,423,000 | 2,508,000 | 3,103,000 |
| Net income | 5,065,000 | 5,371,000 | 6,309,000 | 8,689,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 161,030,000 | 161,335,000 | 162,273,000 | 164,653,000 |
| Total capital | 201,342,000 | 201,521,000 | 205,783,000 | 209,521,000 |
| Risk-weighted assets | 314,212,000 | 316,430,000 | 321,027,000 | 325,500,000 |