Call reports 2005
CENTREVILLE BANK — 2005
What CENTREVILLE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 801,048,000 | 815,334,000 | 821,925,000 | 827,411,000 |
| Total loans | 249,301,000 | 256,932,000 | 261,776,000 | 274,429,000 |
| Allowance for loan losses | 1,464,000 | 1,511,000 | 1,508,000 | 1,809,000 |
| Securities available for sale | 505,778,000 | 510,147,000 | 514,059,000 | 510,161,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 574,554,000 | 581,563,000 | 593,844,000 | 592,423,000 |
| Interest-bearing deposits | 520,376,000 | 525,430,000 | 528,954,000 | 531,465,000 |
| Noninterest-bearing deposits | 54,178,000 | 56,133,000 | 64,890,000 | 60,958,000 |
| Equity capital | 193,794,000 | 198,573,000 | 196,818,000 | 201,566,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 8,014,000 | 16,321,000 | 24,856,000 | 33,576,000 |
| Interest expense | 2,612,000 | 5,632,000 | 8,899,000 | 12,430,000 |
| Net interest income | 5,402,000 | 10,689,000 | 15,957,000 | 21,146,000 |
| Noninterest income | 305,000 | 563,000 | 866,000 | 1,154,000 |
| Noninterest expense | 3,223,000 | 6,589,000 | 9,982,000 | 14,838,000 |
| Provision for loan losses | 13,000 | 65,000 | 91,000 | 392,000 |
| Pretax income | 2,223,000 | 8,846,000 | 11,002,000 | 11,322,000 |
| Income tax | 366,000 | 3,517,000 | 3,758,000 | 2,840,000 |
| Net income | 1,857,000 | 5,329,000 | 7,244,000 | 8,482,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 149,340,000 | 152,812,000 | 154,727,000 | 155,964,000 |
| Total capital | 184,125,000 | 189,525,000 | 190,433,000 | 195,446,000 |
| Risk-weighted assets | 286,774,000 | 294,122,000 | 304,740,000 | 313,921,000 |