Call reports 2004
CENTREVILLE BANK — 2004
What CENTREVILLE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 779,932,000 | 773,601,000 | 795,030,000 | 799,650,000 |
| Total loans | 238,145,000 | 243,594,000 | 247,281,000 | 249,174,000 |
| Allowance for loan losses | 1,366,000 | 1,388,000 | 1,419,000 | 1,450,000 |
| Securities available for sale | 491,640,000 | 493,312,000 | 498,747,000 | 503,221,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 542,410,000 | 546,949,000 | 564,520,000 | 562,160,000 |
| Interest-bearing deposits | 493,124,000 | 496,474,000 | 511,102,000 | 508,164,000 |
| Noninterest-bearing deposits | 49,286,000 | 50,475,000 | 53,418,000 | 53,996,000 |
| Equity capital | 196,656,000 | 191,664,000 | 195,069,000 | 199,818,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 8,159,000 | 15,909,000 | 23,805,000 | 31,587,000 |
| Interest expense | 2,286,000 | 4,565,000 | 7,091,000 | 9,673,000 |
| Net interest income | 5,873,000 | 11,344,000 | 16,714,000 | 21,914,000 |
| Noninterest income | 293,000 | 568,000 | 852,000 | 1,131,000 |
| Noninterest expense | 3,025,000 | 6,194,000 | 9,458,000 | 13,715,000 |
| Provision for loan losses | 17,000 | 37,000 | 69,000 | 113,000 |
| Pretax income | 3,124,000 | 9,805,000 | 12,168,000 | 13,388,000 |
| Income tax | 877,000 | 2,974,000 | 3,764,000 | 3,783,000 |
| Net income | 2,247,000 | 6,831,000 | 8,404,000 | 9,605,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 140,124,000 | 144,708,000 | 146,281,000 | 147,483,000 |
| Total capital | 181,623,000 | 182,969,000 | 184,108,000 | 188,706,000 |
| Risk-weighted assets | 269,512,000 | 271,176,000 | 279,976,000 | 284,418,000 |