Call reports 2003
CENTREVILLE BANK — 2003
What CENTREVILLE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 707,667,000 | 736,327,000 | 749,746,000 | 770,262,000 |
| Total loans | 234,223,000 | 236,070,000 | 235,186,000 | 237,161,000 |
| Allowance for loan losses | 1,320,000 | 1,372,000 | 1,373,000 | 1,354,000 |
| Securities available for sale | 414,641,000 | 456,434,000 | 469,085,000 | 486,259,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 513,376,000 | 523,092,000 | 534,143,000 | 541,651,000 |
| Interest-bearing deposits | 468,263,000 | 474,190,000 | 481,998,000 | 488,625,000 |
| Noninterest-bearing deposits | 45,113,000 | 48,902,000 | 52,145,000 | 53,026,000 |
| Equity capital | 170,720,000 | 184,354,000 | 186,657,000 | 190,705,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 8,529,000 | 16,958,000 | 24,854,000 | 32,771,000 |
| Interest expense | 2,660,000 | 5,217,000 | 7,525,000 | 9,820,000 |
| Net interest income | 5,869,000 | 11,741,000 | 17,329,000 | 22,951,000 |
| Noninterest income | 301,000 | 603,000 | 906,000 | 1,194,000 |
| Noninterest expense | 2,752,000 | 5,618,000 | 8,675,000 | 12,374,000 |
| Provision for loan losses | 20,000 | 77,000 | 84,000 | 71,000 |
| Pretax income | 3,406,000 | 6,657,000 | 9,482,000 | 13,819,000 |
| Income tax | 1,025,000 | 1,925,000 | 2,815,000 | 4,062,000 |
| Net income | 2,381,000 | 4,732,000 | 6,667,000 | 9,757,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 130,501,000 | 132,853,000 | 134,787,000 | 137,877,000 |
| Total capital | 155,504,000 | 165,544,000 | 169,106,000 | 177,598,000 |
| Risk-weighted assets | 238,743,000 | 251,341,000 | 256,465,000 | 265,803,000 |