Call reports 2002
CENTREVILLE BANK — 2002
What CENTREVILLE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 676,754,000 | 690,401,000 | 693,851,000 | 696,427,000 |
| Total loans | 223,635,000 | 226,874,000 | 226,041,000 | 232,282,000 |
| Allowance for loan losses | 1,199,000 | 1,231,000 | 1,241,000 | 1,305,000 |
| Securities available for sale | 402,088,000 | 420,848,000 | 418,979,000 | 430,441,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 468,857,000 | 483,185,000 | 503,665,000 | 498,595,000 |
| Interest-bearing deposits | 426,723,000 | 436,233,000 | 456,165,000 | 454,546,000 |
| Noninterest-bearing deposits | 42,134,000 | 46,952,000 | 47,500,000 | 44,049,000 |
| Equity capital | 176,551,000 | 177,387,000 | 167,256,000 | 172,655,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 8,688,000 | 17,507,000 | 26,441,000 | 35,180,000 |
| Interest expense | 3,008,000 | 6,100,000 | 9,176,000 | 11,999,000 |
| Net interest income | 5,680,000 | 11,407,000 | 17,265,000 | 23,181,000 |
| Noninterest income | 292,000 | 609,000 | 904,000 | 1,213,000 |
| Noninterest expense | 2,554,000 | 5,239,000 | 7,937,000 | 11,430,000 |
| Provision for loan losses | 5,000 | 46,000 | 65,000 | 131,000 |
| Pretax income | 3,417,000 | 6,655,000 | 10,100,000 | 12,772,000 |
| Income tax | 1,066,000 | 2,040,000 | 3,087,000 | 3,741,000 |
| Net income | 2,351,000 | 4,615,000 | 7,013,000 | 9,031,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 121,440,000 | 123,704,000 | 126,102,000 | 128,120,000 |
| Total capital | 159,266,000 | 158,167,000 | 150,985,000 | 155,374,000 |
| Risk-weighted assets | 235,768,000 | 236,589,000 | 230,588,000 | 236,131,000 |