Call reports 2025
FARMERS STATE BANK OF ALTO PASS, ILL. — 2025
What FARMERS STATE BANK OF ALTO PASS, ILL. reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 366,448,000 | 349,938,000 | 340,429,000 | 355,015,000 |
| Total loans | 306,822,000 | 296,121,000 | 283,782,000 | 300,887,000 |
| Allowance for loan losses | 3,028,000 | 2,971,000 | 3,087,000 | 3,202,000 |
| Securities available for sale | 3,433,000 | 3,398,000 | 3,520,000 | 3,570,000 |
| Securities held to maturity | 18,661,000 | 18,656,000 | 18,652,000 | 18,648,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 334,690,000 | 317,649,000 | 307,850,000 | 321,905,000 |
| Interest-bearing deposits | 275,855,000 | 258,150,000 | 245,799,000 | 257,268,000 |
| Noninterest-bearing deposits | 58,835,000 | 59,499,000 | 62,051,000 | 64,637,000 |
| Equity capital | 30,591,000 | 30,018,000 | 30,092,000 | 32,216,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,940,000 | 12,000,000 | 17,713,000 | 23,913,000 |
| Interest expense | 1,253,000 | 2,501,000 | 3,606,000 | 4,751,000 |
| Net interest income | 4,687,000 | 9,499,000 | 14,107,000 | 19,162,000 |
| Noninterest income | 565,000 | 1,216,000 | 1,938,000 | 2,851,000 |
| Noninterest expense | 4,079,000 | 7,960,000 | 11,965,000 | 15,783,000 |
| Provision for loan losses | 76,000 | 19,000 | 134,000 | -120,000 |
| Pretax income | 1,087,000 | 2,723,000 | 3,763,000 | 5,962,000 |
| Income tax | 0 | 86,000 | 86,000 | 263,000 |
| Net income | 1,087,000 | 2,637,000 | 3,677,000 | 5,699,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,210,000 | 30,660,000 | 30,601,000 | 32,222,000 |
| Total capital | 34,358,000 | 33,754,000 | 33,981,000 | 35,461,000 |
| Risk-weighted assets | 296,819,000 | 286,268,000 | 273,127,000 | 272,809,000 |