Call reports 2019
FARMERS STATE BANK OF ALTO PASS, ILL. — 2019
What FARMERS STATE BANK OF ALTO PASS, ILL. reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 233,836,000 | 243,008,000 | 234,753,000 | 238,855,000 |
| Total loans | 186,938,000 | 198,217,000 | 198,111,000 | 188,313,000 |
| Allowance for loan losses | 1,051,000 | 1,104,000 | 1,005,000 | 1,408,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 22,896,000 | 22,300,000 | 21,281,000 | 20,455,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 213,497,000 | 222,160,000 | 213,454,000 | 218,147,000 |
| Interest-bearing deposits | 172,137,000 | 180,752,000 | 174,746,000 | 177,322,000 |
| Noninterest-bearing deposits | 41,360,000 | 41,408,000 | 38,708,000 | 40,825,000 |
| Equity capital | 19,801,000 | 20,252,000 | 20,637,000 | 20,361,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,831,000 | 5,939,000 | 9,059,000 | 12,107,000 |
| Interest expense | 442,000 | 902,000 | 1,349,000 | 1,806,000 |
| Net interest income | 2,389,000 | 5,037,000 | 7,710,000 | 10,301,000 |
| Noninterest income | 316,000 | 1,136,000 | 1,792,000 | 2,769,000 |
| Noninterest expense | 2,361,000 | 4,885,000 | 7,343,000 | 9,904,000 |
| Provision for loan losses | 0 | 60,000 | 150,000 | 1,050,000 |
| Pretax income | 344,000 | 1,228,000 | 2,009,000 | 2,116,000 |
| Income tax | -10,000 | 3,000 | 16,000 | 8,000 |
| Net income | 354,000 | 1,225,000 | 1,993,000 | 2,108,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,801,000 | 20,252,000 | 20,637,000 | 20,361,000 |
| Total capital | 20,852,000 | 21,356,000 | 21,642,000 | 21,769,000 |
| Risk-weighted assets | 192,337,000 | 203,337,000 | 202,205,000 | 197,079,000 |