Call reports 2016
FARMERS STATE BANK OF ALTO PASS, ILL. — 2016
What FARMERS STATE BANK OF ALTO PASS, ILL. reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 204,561,000 | 204,053,000 | 200,742,000 | 205,830,000 |
| Total loans | 158,851,000 | 162,144,000 | 157,943,000 | 156,312,000 |
| Allowance for loan losses | 1,244,000 | 1,352,000 | 1,342,000 | 1,285,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 29,228,000 | 29,191,000 | 29,154,000 | 27,403,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,154,000 | 184,563,000 | 178,490,000 | 181,345,000 |
| Interest-bearing deposits | 149,803,000 | 148,686,000 | 145,034,000 | 146,384,000 |
| Noninterest-bearing deposits | 35,351,000 | 35,877,000 | 33,456,000 | 34,961,000 |
| Equity capital | 18,906,000 | 18,861,000 | 19,044,000 | 19,115,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,289,000 | 4,589,000 | 6,835,000 | 9,176,000 |
| Interest expense | 221,000 | 435,000 | 646,000 | 847,000 |
| Net interest income | 2,068,000 | 4,154,000 | 6,189,000 | 8,329,000 |
| Noninterest income | 497,000 | 848,000 | 1,263,000 | 1,723,000 |
| Noninterest expense | 2,017,000 | 4,032,000 | 6,042,000 | 8,158,000 |
| Provision for loan losses | 0 | 111,000 | 111,000 | 205,000 |
| Pretax income | 548,000 | 859,000 | 1,299,000 | 1,689,000 |
| Income tax | 7,000 | 14,000 | 21,000 | 15,000 |
| Net income | 541,000 | 845,000 | 1,278,000 | 1,674,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,906,000 | 18,861,000 | 19,044,000 | 19,115,000 |
| Total capital | 20,150,000 | 20,213,000 | 20,386,000 | 20,400,000 |
| Risk-weighted assets | 159,704,000 | 162,085,000 | 159,845,000 | 159,672,000 |