Call reports 2015
FARMERS STATE BANK OF ALTO PASS, ILL. — 2015
What FARMERS STATE BANK OF ALTO PASS, ILL. reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 221,503,000 | 218,144,000 | 208,858,000 | 206,648,000 |
| Total loans | 153,415,000 | 162,884,000 | 167,623,000 | 160,569,000 |
| Allowance for loan losses | 1,472,000 | 1,558,000 | 1,530,000 | 1,379,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 30,103,000 | 30,069,000 | 29,036,000 | 28,557,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,088,000 | 199,015,000 | 186,638,000 | 186,672,000 |
| Interest-bearing deposits | 171,356,000 | 165,230,000 | 153,641,000 | 153,132,000 |
| Noninterest-bearing deposits | 32,733,000 | 33,784,000 | 32,998,000 | 33,540,000 |
| Equity capital | 16,849,000 | 18,557,000 | 18,816,000 | 19,567,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,283,000 | 4,563,000 | 6,912,000 | 9,665,000 |
| Interest expense | 301,000 | 588,000 | 840,000 | 1,081,000 |
| Net interest income | 1,982,000 | 3,975,000 | 6,072,000 | 8,584,000 |
| Noninterest income | 451,000 | 903,000 | 1,307,000 | 1,614,000 |
| Noninterest expense | 1,860,000 | 3,833,000 | 5,818,000 | 7,476,000 |
| Provision for loan losses | 0 | 131,000 | 131,000 | 385,000 |
| Pretax income | 573,000 | 914,000 | 1,430,000 | 2,337,000 |
| Income tax | 2,000 | 9,000 | 16,000 | 23,000 |
| Net income | 571,000 | 905,000 | 1,414,000 | 2,314,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,849,000 | 18,557,000 | 18,816,000 | 19,567,000 |
| Total capital | 18,321,000 | 20,115,000 | 20,346,000 | 20,946,000 |
| Risk-weighted assets | 166,259,000 | 168,684,000 | 168,864,000 | 161,017,000 |