Call reports 2014
FARMERS STATE BANK OF ALTO PASS, ILL. — 2014
What FARMERS STATE BANK OF ALTO PASS, ILL. reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 194,588,000 | 192,340,000 | 190,712,000 | 219,038,000 |
| Total loans | 139,765,000 | 146,968,000 | 149,700,000 | 168,101,000 |
| Allowance for loan losses | 1,849,000 | 1,814,000 | 1,751,000 | 1,626,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 31,641,000 | 30,868,000 | 30,834,000 | 30,361,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,922,000 | 174,290,000 | 170,983,000 | 192,706,000 |
| Interest-bearing deposits | 143,538,000 | 142,151,000 | 140,199,000 | 160,259,000 |
| Noninterest-bearing deposits | 33,384,000 | 32,139,000 | 30,783,000 | 32,447,000 |
| Equity capital | 17,278,000 | 17,548,000 | 17,589,000 | 15,855,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,103,000 | 4,252,000 | 6,487,000 | 8,875,000 |
| Interest expense | 190,000 | 374,000 | 559,000 | 767,000 |
| Net interest income | 1,913,000 | 3,878,000 | 5,928,000 | 8,108,000 |
| Noninterest income | 458,000 | 880,000 | 1,231,000 | 1,574,000 |
| Noninterest expense | 1,651,000 | 3,361,000 | 5,103,000 | 6,978,000 |
| Provision for loan losses | 0 | 0 | 0 | 1,650,000 |
| Pretax income | 720,000 | 1,397,000 | 2,056,000 | 1,054,000 |
| Income tax | 5,000 | 12,000 | 19,000 | 66,000 |
| Net income | 715,000 | 1,385,000 | 2,037,000 | 988,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,278,000 | 17,548,000 | 17,589,000 | 15,855,000 |
| Total capital | 19,121,000 | 19,362,000 | 19,340,000 | 17,481,000 |
| Risk-weighted assets | 147,471,000 | 152,832,000 | 153,677,000 | 173,949,000 |