Call reports 2013
FARMERS STATE BANK OF ALTO PASS, ILL. — 2013
What FARMERS STATE BANK OF ALTO PASS, ILL. reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 196,303,000 | 188,080,000 | 188,274,000 | 191,330,000 |
| Total loans | 137,630,000 | 138,274,000 | 141,856,000 | 142,969,000 |
| Allowance for loan losses | 1,834,000 | 1,818,000 | 1,877,000 | 1,749,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 26,191,000 | 27,270,000 | 28,915,000 | 30,629,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,123,000 | 170,481,000 | 170,914,000 | 174,102,000 |
| Interest-bearing deposits | 149,176,000 | 143,238,000 | 142,984,000 | 143,618,000 |
| Noninterest-bearing deposits | 28,947,000 | 27,244,000 | 27,931,000 | 30,483,000 |
| Equity capital | 17,751,000 | 17,047,000 | 16,718,000 | 16,927,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,156,000 | 4,298,000 | 6,449,000 | 8,552,000 |
| Interest expense | 227,000 | 430,000 | 632,000 | 829,000 |
| Net interest income | 1,929,000 | 3,868,000 | 5,817,000 | 7,723,000 |
| Noninterest income | 533,000 | 949,000 | 1,353,000 | 1,861,000 |
| Noninterest expense | 1,556,000 | 3,268,000 | 4,919,000 | 6,611,000 |
| Provision for loan losses | 50,000 | 50,000 | 225,000 | 282,000 |
| Pretax income | 856,000 | 1,499,000 | 2,026,000 | 2,691,000 |
| Income tax | 7,000 | 14,000 | 21,000 | 28,000 |
| Net income | 849,000 | 1,485,000 | 2,005,000 | 2,663,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,751,000 | 17,047,000 | 16,718,000 | 16,927,000 |
| Total capital | 19,585,000 | 18,865,000 | 18,557,000 | 18,676,000 |
| Risk-weighted assets | 147,634,000 | 145,724,000 | 147,089,000 | 148,340,000 |