Call reports 2012
FARMERS STATE BANK OF ALTO PASS, ILL. — 2012
What FARMERS STATE BANK OF ALTO PASS, ILL. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 196,048,000 | 197,984,000 | 193,566,000 | 196,037,000 |
| Total loans | 133,804,000 | 134,480,000 | 138,350,000 | 137,523,000 |
| Allowance for loan losses | 1,899,000 | 1,817,000 | 1,886,000 | 1,790,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 24,657,000 | 25,556,000 | 25,526,000 | 24,731,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,310,000 | 179,296,000 | 175,342,000 | 177,763,000 |
| Interest-bearing deposits | 151,248,000 | 151,723,000 | 149,339,000 | 148,343,000 |
| Noninterest-bearing deposits | 26,062,000 | 27,573,000 | 26,002,000 | 29,420,000 |
| Equity capital | 18,363,000 | 18,210,000 | 17,652,000 | 17,902,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,253,000 | 4,473,000 | 6,709,000 | 8,923,000 |
| Interest expense | 294,000 | 570,000 | 834,000 | 1,088,000 |
| Net interest income | 1,959,000 | 3,903,000 | 5,875,000 | 7,835,000 |
| Noninterest income | 679,000 | 975,000 | 1,491,000 | 1,833,000 |
| Noninterest expense | 1,549,000 | 3,197,000 | 4,799,000 | 6,426,000 |
| Provision for loan losses | 173,000 | 241,000 | 280,000 | 280,000 |
| Pretax income | 916,000 | 1,440,000 | 2,287,000 | 2,962,000 |
| Income tax | 7,000 | 14,000 | 21,000 | 30,000 |
| Net income | 909,000 | 1,426,000 | 2,266,000 | 2,932,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,363,000 | 18,210,000 | 17,652,000 | 17,902,000 |
| Total capital | 20,148,000 | 19,991,000 | 19,449,000 | 19,692,000 |
| Risk-weighted assets | 142,716,000 | 142,447,000 | 143,680,000 | 144,959,000 |