Call reports 2010
FARMERS STATE BANK OF ALTO PASS, ILL. — 2010
What FARMERS STATE BANK OF ALTO PASS, ILL. reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 240,815,000 | 183,540,000 | 179,998,000 | 183,228,000 |
| Total loans | 189,336,000 | 145,408,000 | 141,141,000 | 140,034,000 |
| Allowance for loan losses | 4,173,000 | 2,003,000 | 1,706,000 | 1,746,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 19,993,000 | 14,984,000 | 15,212,000 | 21,144,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 209,637,000 | 157,875,000 | 162,089,000 | 165,712,000 |
| Interest-bearing deposits | 181,393,000 | 136,714,000 | 140,121,000 | 143,504,000 |
| Noninterest-bearing deposits | 28,245,000 | 21,162,000 | 21,968,000 | 22,209,000 |
| Equity capital | 19,677,000 | 20,234,000 | 17,421,000 | 17,192,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,233,000 | 5,961,000 | 8,446,000 | 10,847,000 |
| Interest expense | 861,000 | 1,566,000 | 2,117,000 | 2,611,000 |
| Net interest income | 2,372,000 | 4,395,000 | 6,329,000 | 8,236,000 |
| Noninterest income | 435,000 | 2,367,000 | 2,764,000 | 3,174,000 |
| Noninterest expense | 2,128,000 | 4,194,000 | 5,984,000 | 7,768,000 |
| Provision for loan losses | 1,138,000 | 1,513,000 | 1,675,000 | 1,944,000 |
| Pretax income | -459,000 | 1,055,000 | 1,434,000 | 1,698,000 |
| Income tax | 7,000 | 14,000 | 21,000 | 15,000 |
| Net income | -466,000 | 1,041,000 | 1,413,000 | 1,683,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,677,000 | 20,234,000 | 17,421,000 | 17,192,000 |
| Total capital | 22,053,000 | 22,039,000 | 19,127,000 | 18,938,000 |
| Risk-weighted assets | 188,306,000 | 144,242,000 | 142,262,000 | 142,491,000 |