Call reports 2009
FARMERS STATE BANK OF ALTO PASS, ILL. — 2009
What FARMERS STATE BANK OF ALTO PASS, ILL. reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 247,291,000 | 248,277,000 | 243,729,000 | 243,452,000 |
| Total loans | 208,564,000 | 204,696,000 | 199,941,000 | 197,508,000 |
| Allowance for loan losses | 2,594,000 | 3,101,000 | 3,257,000 | 3,654,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 12,240,000 | 21,598,000 | 21,559,000 | 21,025,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 213,423,000 | 214,474,000 | 212,041,000 | 212,301,000 |
| Interest-bearing deposits | 189,558,000 | 188,840,000 | 186,650,000 | 185,295,000 |
| Noninterest-bearing deposits | 23,866,000 | 25,633,000 | 25,391,000 | 27,006,000 |
| Equity capital | 19,427,000 | 19,589,000 | 20,048,000 | 19,718,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,595,000 | 7,123,000 | 10,732,000 | 14,274,000 |
| Interest expense | 1,272,000 | 2,466,000 | 3,571,000 | 4,531,000 |
| Net interest income | 2,323,000 | 4,657,000 | 7,161,000 | 9,743,000 |
| Noninterest income | 460,000 | 944,000 | 1,373,000 | 1,902,000 |
| Noninterest expense | 1,937,000 | 3,671,000 | 5,803,000 | 8,281,000 |
| Provision for loan losses | 270,000 | 1,160,000 | 1,495,000 | 2,349,000 |
| Pretax income | 576,000 | 770,000 | 1,236,000 | 1,015,000 |
| Income tax | 7,000 | -9,000 | -2,000 | 7,000 |
| Net income | 569,000 | 779,000 | 1,238,000 | 1,008,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,427,000 | 19,589,000 | 20,048,000 | 19,718,000 |
| Total capital | 22,021,000 | 22,152,000 | 22,543,000 | 22,193,000 |
| Risk-weighted assets | 211,936,000 | 204,463,000 | 198,873,000 | 196,843,000 |