Call reports 2008
FARMERS STATE BANK OF ALTO PASS, ILL. — 2008
What FARMERS STATE BANK OF ALTO PASS, ILL. reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 244,786,000 | 246,241,000 | 236,626,000 | 238,431,000 |
| Total loans | 197,227,000 | 203,561,000 | 207,062,000 | 212,872,000 |
| Allowance for loan losses | 3,504,000 | 2,687,000 | 2,688,000 | 2,693,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 9,371,000 | 9,130,000 | 9,127,000 | 8,058,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 212,763,000 | 206,511,000 | 198,296,000 | 202,347,000 |
| Interest-bearing deposits | 191,225,000 | 184,266,000 | 176,001,000 | 180,012,000 |
| Noninterest-bearing deposits | 21,537,000 | 22,245,000 | 22,295,000 | 22,336,000 |
| Equity capital | 16,596,000 | 18,006,000 | 18,406,000 | 19,108,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 4,246,000 | 8,168,000 | 11,966,000 | 15,703,000 |
| Interest expense | 1,972,000 | 3,689,000 | 5,245,000 | 6,620,000 |
| Net interest income | 2,274,000 | 4,479,000 | 6,721,000 | 9,083,000 |
| Noninterest income | 331,000 | 677,000 | 980,000 | 1,284,000 |
| Noninterest expense | 1,843,000 | 3,724,000 | 5,753,000 | 7,589,000 |
| Provision for loan losses | 2,300,000 | 2,300,000 | 2,407,000 | 2,557,000 |
| Pretax income | -1,538,000 | -868,000 | -459,000 | 221,000 |
| Income tax | 9,000 | 18,000 | 27,000 | 5,000 |
| Net income | -1,547,000 | -886,000 | -486,000 | 216,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,596,000 | 18,006,000 | 18,406,000 | 19,108,000 |
| Total capital | 19,138,000 | 20,564,000 | 21,056,000 | 21,758,000 |
| Risk-weighted assets | 202,424,000 | 204,506,000 | 211,980,000 | 211,956,000 |