Call reports 2007
FARMERS STATE BANK OF ALTO PASS, ILL. — 2007
What FARMERS STATE BANK OF ALTO PASS, ILL. reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 201,886,000 | 211,466,000 | 236,571,000 | 249,367,000 |
| Total loans | 172,167,000 | 182,125,000 | 195,407,000 | 196,122,000 |
| Allowance for loan losses | 1,547,000 | 1,689,000 | 1,951,000 | 1,278,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 9,064,000 | 9,060,000 | 9,057,000 | 9,121,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,907,000 | 180,276,000 | 198,812,000 | 210,421,000 |
| Interest-bearing deposits | 152,317,000 | 158,689,000 | 174,801,000 | 189,390,000 |
| Noninterest-bearing deposits | 19,590,000 | 21,588,000 | 24,011,000 | 21,031,000 |
| Equity capital | 14,332,000 | 16,455,000 | 17,939,000 | 18,142,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,475,000 | 7,378,000 | 11,721,000 | 16,193,000 |
| Interest expense | 1,590,000 | 3,276,000 | 5,184,000 | 7,282,000 |
| Net interest income | 1,885,000 | 4,102,000 | 6,537,000 | 8,911,000 |
| Noninterest income | 281,000 | 553,000 | 800,000 | 1,108,000 |
| Noninterest expense | 1,344,000 | 2,701,000 | 4,140,000 | 5,959,000 |
| Provision for loan losses | 150,000 | 300,000 | 550,000 | 700,000 |
| Pretax income | 672,000 | 1,654,000 | 2,647,000 | 3,360,000 |
| Income tax | 9,000 | 18,000 | 27,000 | 36,000 |
| Net income | 663,000 | 1,636,000 | 2,620,000 | 3,324,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,332,000 | 16,455,000 | 17,939,000 | 18,142,000 |
| Total capital | 15,879,000 | 18,144,000 | 19,890,000 | 19,420,000 |
| Risk-weighted assets | 169,578,000 | 178,083,000 | 193,852,000 | 195,113,000 |