Call reports 2006
FARMERS STATE BANK OF ALTO PASS, ILL. — 2006
What FARMERS STATE BANK OF ALTO PASS, ILL. reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 155,092,000 | 162,204,000 | 184,002,000 | 196,352,000 |
| Total loans | 128,908,000 | 135,892,000 | 147,790,000 | 157,833,000 |
| Allowance for loan losses | 1,150,000 | 1,359,000 | 1,406,000 | 1,389,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,075,000 | 6,075,000 | 8,575,000 | 9,561,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,540,000 | 142,521,000 | 156,583,000 | 167,311,000 |
| Interest-bearing deposits | 116,062,000 | 124,651,000 | 140,487,000 | 147,548,000 |
| Noninterest-bearing deposits | 16,477,000 | 17,870,000 | 16,095,000 | 19,764,000 |
| Equity capital | 11,576,000 | 11,359,000 | 12,524,000 | 14,068,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,332,000 | 5,078,000 | 8,120,000 | 11,464,000 |
| Interest expense | 797,000 | 1,792,000 | 3,094,000 | 4,633,000 |
| Net interest income | 1,535,000 | 3,286,000 | 5,026,000 | 6,831,000 |
| Noninterest income | 200,000 | 408,000 | 615,000 | 857,000 |
| Noninterest expense | 1,217,000 | 2,434,000 | 3,681,000 | 5,025,000 |
| Provision for loan losses | 300,000 | 500,000 | 650,000 | 800,000 |
| Pretax income | 218,000 | 760,000 | 1,310,000 | 1,863,000 |
| Income tax | 9,000 | 18,000 | 27,000 | 36,000 |
| Net income | 209,000 | 742,000 | 1,283,000 | 1,827,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,576,000 | 11,359,000 | 12,524,000 | 14,068,000 |
| Total capital | 12,726,000 | 12,718,000 | 13,930,000 | 15,457,000 |
| Risk-weighted assets | 123,262,000 | 131,266,000 | 145,220,000 | 158,103,000 |