Call reports 2005
FARMERS STATE BANK OF ALTO PASS, ILL. — 2005
What FARMERS STATE BANK OF ALTO PASS, ILL. reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 135,428,000 | 141,465,000 | 145,493,000 | 151,727,000 |
| Total loans | 111,804,000 | 114,414,000 | 116,557,000 | 118,632,000 |
| Allowance for loan losses | 1,366,000 | 1,464,000 | 1,567,000 | 807,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,000,000 | 5,994,000 | 5,995,000 | 5,996,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,034,000 | 125,631,000 | 129,576,000 | 135,336,000 |
| Interest-bearing deposits | 107,065,000 | 110,015,000 | 116,751,000 | 120,495,000 |
| Noninterest-bearing deposits | 11,970,000 | 15,617,000 | 12,825,000 | 14,841,000 |
| Equity capital | 12,117,000 | 11,779,000 | 11,742,000 | 11,874,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,002,000 | 4,112,000 | 6,286,000 | 8,537,000 |
| Interest expense | 536,000 | 1,127,000 | 1,848,000 | 2,665,000 |
| Net interest income | 1,466,000 | 2,985,000 | 4,438,000 | 5,872,000 |
| Noninterest income | 207,000 | 382,000 | 571,000 | 669,000 |
| Noninterest expense | 824,000 | 1,681,000 | 2,696,000 | 3,982,000 |
| Provision for loan losses | 105,000 | 210,000 | 315,000 | 420,000 |
| Pretax income | 744,000 | 1,476,000 | 1,998,000 | 2,139,000 |
| Income tax | 9,000 | 18,000 | 27,000 | 36,000 |
| Net income | 735,000 | 1,458,000 | 1,971,000 | 2,103,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,117,000 | 11,779,000 | 11,742,000 | 11,874,000 |
| Total capital | 13,406,000 | 13,098,000 | 13,098,000 | 12,681,000 |
| Risk-weighted assets | 103,056,000 | 105,356,000 | 109,449,000 | 113,808,000 |