Call reports 2004
FARMERS STATE BANK OF ALTO PASS, ILL. — 2004
What FARMERS STATE BANK OF ALTO PASS, ILL. reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 133,807,000 | 135,828,000 | 132,206,000 | 132,188,000 |
| Total loans | 105,146,000 | 106,616,000 | 108,276,000 | 109,564,000 |
| Allowance for loan losses | 1,347,000 | 1,436,000 | 1,523,000 | 1,234,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,044,000 | 5,017,000 | 6,011,000 | 6,006,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,219,000 | 118,764,000 | 116,637,000 | 114,798,000 |
| Interest-bearing deposits | 108,089,000 | 107,309,000 | 104,914,000 | 102,549,000 |
| Noninterest-bearing deposits | 11,129,000 | 11,454,000 | 11,722,000 | 12,249,000 |
| Equity capital | 11,184,000 | 10,909,000 | 11,135,000 | 11,891,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,965,000 | 3,924,000 | 5,909,000 | 7,926,000 |
| Interest expense | 514,000 | 1,040,000 | 1,559,000 | 2,072,000 |
| Net interest income | 1,451,000 | 2,884,000 | 4,350,000 | 5,854,000 |
| Noninterest income | 195,000 | 404,000 | 584,000 | 822,000 |
| Noninterest expense | 797,000 | 1,580,000 | 2,369,000 | 3,240,000 |
| Provision for loan losses | 105,000 | 210,000 | 315,000 | 420,000 |
| Pretax income | 744,000 | 1,498,000 | 2,250,000 | 3,016,000 |
| Income tax | 9,000 | 18,000 | 35,000 | 44,000 |
| Net income | 735,000 | 1,480,000 | 2,215,000 | 2,972,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,184,000 | 10,909,000 | 11,135,000 | 11,891,000 |
| Total capital | 12,424,000 | 12,164,000 | 12,389,000 | 13,125,000 |
| Risk-weighted assets | 99,172,000 | 100,231,000 | 100,058,000 | 100,797,000 |