Call reports 2003
FARMERS STATE BANK OF ALTO PASS, ILL. — 2003
What FARMERS STATE BANK OF ALTO PASS, ILL. reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 125,675,000 | 129,981,000 | 131,406,000 | 130,091,000 |
| Total loans | 99,802,000 | 101,943,000 | 101,236,000 | 102,581,000 |
| Allowance for loan losses | 1,193,000 | 1,275,000 | 1,419,000 | 1,161,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,089,000 | 6,071,000 | 5,059,000 | 5,051,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,682,000 | 118,461,000 | 119,309,000 | 115,337,000 |
| Interest-bearing deposits | 103,044,000 | 106,583,000 | 108,262,000 | 104,924,000 |
| Noninterest-bearing deposits | 10,638,000 | 11,877,000 | 11,047,000 | 10,413,000 |
| Equity capital | 10,242,000 | 9,953,000 | 10,146,000 | 10,959,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,000,000 | 4,035,000 | 6,039,000 | 8,040,000 |
| Interest expense | 638,000 | 1,302,000 | 1,970,000 | 2,553,000 |
| Net interest income | 1,362,000 | 2,733,000 | 4,069,000 | 5,487,000 |
| Noninterest income | 175,000 | 355,000 | 534,000 | 802,000 |
| Noninterest expense | 672,000 | 1,380,000 | 2,077,000 | 2,836,000 |
| Provision for loan losses | 105,000 | 210,000 | 315,000 | 420,000 |
| Pretax income | 760,000 | 1,498,000 | 2,211,000 | 3,033,000 |
| Income tax | 11,000 | 18,000 | 27,000 | 36,000 |
| Net income | 749,000 | 1,480,000 | 2,184,000 | 2,997,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,242,000 | 9,953,000 | 10,146,000 | 10,959,000 |
| Total capital | 11,387,000 | 11,126,000 | 11,321,000 | 12,120,000 |
| Risk-weighted assets | 91,497,000 | 93,738,000 | 93,781,000 | 96,087,000 |