Call reports 2002
FARMERS STATE BANK OF ALTO PASS, ILL. — 2002
What FARMERS STATE BANK OF ALTO PASS, ILL. reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 129,909,000 | 124,944,000 | 122,919,000 | 122,061,000 |
| Total loans | 90,170,000 | 92,807,000 | 94,739,000 | 96,835,000 |
| Allowance for loan losses | 818,000 | 908,000 | 1,009,000 | 1,083,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 13,817,000 | 13,812,000 | 9,608,000 | 9,607,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,936,000 | 111,513,000 | 109,892,000 | 108,966,000 |
| Interest-bearing deposits | 105,921,000 | 100,730,000 | 98,927,000 | 98,011,000 |
| Noninterest-bearing deposits | 11,015,000 | 10,783,000 | 10,966,000 | 10,955,000 |
| Equity capital | 9,810,000 | 9,982,000 | 10,006,000 | 10,003,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,157,000 | 4,238,000 | 6,283,000 | 8,301,000 |
| Interest expense | 925,000 | 1,739,000 | 2,471,000 | 3,119,000 |
| Net interest income | 1,232,000 | 2,499,000 | 3,812,000 | 5,182,000 |
| Noninterest income | 150,000 | 293,000 | 434,000 | 581,000 |
| Noninterest expense | 635,000 | 1,262,000 | 1,910,000 | 2,619,000 |
| Provision for loan losses | 105,000 | 210,000 | 315,000 | 1,120,000 |
| Pretax income | 642,000 | 1,320,000 | 2,021,000 | 2,024,000 |
| Income tax | 21,000 | 27,000 | 33,000 | 39,000 |
| Net income | 621,000 | 1,293,000 | 1,988,000 | 1,985,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,810,000 | 9,982,000 | 10,006,000 | 10,003,000 |
| Total capital | 10,628,000 | 10,890,000 | 11,015,000 | 11,086,000 |
| Risk-weighted assets | 85,382,000 | 85,371,000 | 86,048,000 | 88,149,000 |