Call reports 2026
STATE BANK OF DE KALB — 2026
What STATE BANK OF DE KALB reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 521,074,000 | 519,892,000 |
| Total loans | 368,146,000 | 385,765,000 |
| Allowance for loan losses | 5,661,000 | 5,886,000 |
| Securities available for sale | 3,200,000 | 8,179,000 |
| Securities held to maturity | 846,000 | 842,000 |
| Trading assets | 0 | 0 |
| Total deposits | 458,342,000 | 455,140,000 |
| Interest-bearing deposits | 346,291,000 | 337,118,000 |
| Noninterest-bearing deposits | 112,051,000 | 118,022,000 |
| Equity capital | 60,604,000 | 62,281,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 7,549,000 | 15,292,000 |
| Interest expense | 1,783,000 | 3,626,000 |
| Net interest income | 5,766,000 | 11,666,000 |
| Noninterest income | 918,000 | 2,031,000 |
| Noninterest expense | 3,724,000 | 7,430,000 |
| Provision for loan losses | 327,000 | 591,000 |
| Pretax income | 2,750,000 | 5,847,000 |
| Income tax | 0 | 0 |
| Net income | 2,750,000 | 5,847,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 60,172,000 | 61,873,000 |