Call reports 2024
STATE BANK OF DE KALB — 2024
What STATE BANK OF DE KALB reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 458,946,000 | 454,915,000 | 457,515,000 | 436,420,000 |
| Total loans | 318,715,000 | 325,996,000 | 342,454,000 | 353,226,000 |
| Allowance for loan losses | 5,118,000 | 5,054,000 | 4,898,000 | 4,887,000 |
| Securities available for sale | 8,097,000 | 8,163,000 | 8,302,000 | 8,284,000 |
| Securities held to maturity | 35,829,000 | 35,838,000 | 35,848,000 | 25,853,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 393,798,000 | 387,396,000 | 387,917,000 | 382,263,000 |
| Interest-bearing deposits | 296,327,000 | 287,582,000 | 287,821,000 | 283,085,000 |
| Noninterest-bearing deposits | 97,471,000 | 99,814,000 | 100,096,000 | 99,178,000 |
| Equity capital | 48,580,000 | 50,447,000 | 51,699,000 | 52,254,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 6,460,000 | 13,217,000 | 20,051,000 | 26,976,000 |
| Interest expense | 1,890,000 | 3,778,000 | 5,636,000 | 7,432,000 |
| Net interest income | 4,570,000 | 9,439,000 | 14,415,000 | 19,544,000 |
| Noninterest income | 780,000 | 1,581,000 | 2,465,000 | 3,283,000 |
| Noninterest expense | 3,088,000 | 6,273,000 | 9,656,000 | 13,204,000 |
| Provision for loan losses | 0 | 0 | -157,000 | 180,000 |
| Pretax income | 2,262,000 | 4,747,000 | 6,884,000 | 8,933,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,262,000 | 4,747,000 | 6,884,000 | 8,933,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,368,000 | 50,187,000 | 51,317,000 | 51,908,000 |