Call reports 2023
STATE BANK OF DE KALB — 2023
What STATE BANK OF DE KALB reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 433,027,000 | 429,975,000 | 430,256,000 | 424,072,000 |
| Total loans | 325,193,000 | 328,452,000 | 328,607,000 | 327,119,000 |
| Allowance for loan losses | 4,881,000 | 5,001,000 | 5,123,000 | 5,117,000 |
| Securities available for sale | 13,150,000 | 13,068,000 | 13,032,000 | 8,121,000 |
| Securities held to maturity | 65,698,000 | 60,764,000 | 55,793,000 | 55,815,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 374,259,000 | 368,477,000 | 369,127,000 | 370,624,000 |
| Interest-bearing deposits | 269,657,000 | 266,246,000 | 269,433,000 | 268,490,000 |
| Noninterest-bearing deposits | 104,602,000 | 102,231,000 | 99,694,000 | 102,134,000 |
| Equity capital | 44,622,000 | 45,460,000 | 46,374,000 | 47,381,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,367,000 | 10,751,000 | 16,405,000 | 22,356,000 |
| Interest expense | 824,000 | 2,025,000 | 3,497,000 | 5,310,000 |
| Net interest income | 4,543,000 | 8,726,000 | 12,908,000 | 17,046,000 |
| Noninterest income | 711,000 | 1,432,000 | 2,242,000 | 2,984,000 |
| Noninterest expense | 2,916,000 | 5,870,000 | 8,886,000 | 11,943,000 |
| Provision for loan losses | 125,000 | 250,000 | 375,000 | 375,000 |
| Pretax income | 2,213,000 | 4,038,000 | 5,889,000 | 7,712,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,213,000 | 4,038,000 | 5,889,000 | 7,712,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,274,000 | 45,217,000 | 46,189,000 | 47,128,000 |