Call reports 2022
STATE BANK OF DE KALB — 2022
What STATE BANK OF DE KALB reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 457,961,000 | 448,724,000 | 447,467,000 | 425,906,000 |
| Total loans | 262,577,000 | 276,713,000 | 300,428,000 | 319,632,000 |
| Allowance for loan losses | 4,367,000 | 4,502,000 | 4,522,000 | 4,492,000 |
| Securities available for sale | 1,000,000 | 3,441,000 | 13,128,000 | 13,100,000 |
| Securities held to maturity | 39,824,000 | 60,678,000 | 65,616,000 | 65,588,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 411,294,000 | 400,634,000 | 397,899,000 | 375,549,000 |
| Interest-bearing deposits | 284,203,000 | 273,382,000 | 272,900,000 | 264,440,000 |
| Noninterest-bearing deposits | 127,091,000 | 127,252,000 | 124,999,000 | 111,109,000 |
| Equity capital | 39,767,000 | 40,897,000 | 41,997,000 | 43,261,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,450,000 | 7,380,000 | 11,930,000 | 17,022,000 |
| Interest expense | 244,000 | 500,000 | 869,000 | 1,381,000 |
| Net interest income | 3,206,000 | 6,880,000 | 11,061,000 | 15,641,000 |
| Noninterest income | 825,000 | 1,669,000 | 2,473,000 | 3,181,000 |
| Noninterest expense | 2,633,000 | 5,373,000 | 8,218,000 | 11,279,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,398,000 | 3,176,000 | 5,316,000 | 7,543,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,398,000 | 3,176,000 | 5,316,000 | 7,543,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,021,000 | 40,247,000 | 41,630,000 | 42,943,000 |