Call reports 2021
STATE BANK OF DE KALB — 2021
What STATE BANK OF DE KALB reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 375,449,000 | 397,640,000 | 411,251,000 | 477,326,000 |
| Total loans | 249,062,000 | 248,703,000 | 249,239,000 | 252,075,000 |
| Allowance for loan losses | 3,583,000 | 3,704,000 | 3,834,000 | 4,222,000 |
| Securities available for sale | 1,000 | 1,000 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 329,689,000 | 350,581,000 | 364,309,000 | 430,109,000 |
| Interest-bearing deposits | 234,086,000 | 256,637,000 | 258,642,000 | 263,358,000 |
| Noninterest-bearing deposits | 95,603,000 | 93,944,000 | 105,667,000 | 166,751,000 |
| Equity capital | 35,064,000 | 36,221,000 | 37,770,000 | 38,814,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,122,000 | 6,299,000 | 9,534,000 | 12,944,000 |
| Interest expense | 323,000 | 634,000 | 920,000 | 1,175,000 |
| Net interest income | 2,799,000 | 5,665,000 | 8,614,000 | 11,769,000 |
| Noninterest income | 1,063,000 | 1,969,000 | 3,872,000 | 5,147,000 |
| Noninterest expense | 2,160,000 | 4,577,000 | 7,298,000 | 10,102,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 480,000 |
| Pretax income | 1,582,000 | 2,817,000 | 4,828,000 | 6,334,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,582,000 | 2,817,000 | 4,828,000 | 6,334,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,254,000 | 35,427,000 | 36,992,000 | 38,052,000 |