Call reports 2020
STATE BANK OF DE KALB — 2020
What STATE BANK OF DE KALB reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 297,674,000 | 328,624,000 | 324,256,000 | 335,622,000 |
| Total loans | 229,913,000 | 259,989,000 | 254,616,000 | 247,147,000 |
| Allowance for loan losses | 3,340,000 | 3,469,000 | 3,614,000 | 3,444,000 |
| Securities available for sale | 4,000 | 3,000 | 4,000 | 2,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 258,120,000 | 286,607,000 | 279,147,000 | 290,229,000 |
| Interest-bearing deposits | 197,697,000 | 204,207,000 | 203,365,000 | 203,261,000 |
| Noninterest-bearing deposits | 60,423,000 | 82,400,000 | 75,782,000 | 86,968,000 |
| Equity capital | 28,835,000 | 30,440,000 | 33,484,000 | 34,463,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,521,000 | 6,889,000 | 10,215,000 | 13,453,000 |
| Interest expense | 558,000 | 991,000 | 1,371,000 | 1,708,000 |
| Net interest income | 2,963,000 | 5,898,000 | 8,844,000 | 11,745,000 |
| Noninterest income | 619,000 | 1,642,000 | 2,847,000 | 4,181,000 |
| Noninterest expense | 2,156,000 | 4,389,000 | 6,757,000 | 9,277,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 480,000 |
| Pretax income | 1,306,000 | 2,911,000 | 4,574,000 | 6,169,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,306,000 | 2,911,000 | 4,574,000 | 6,169,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,962,000 | 29,583,000 | 32,643,000 | 33,638,000 |