Call reports 2019
STATE BANK OF DE KALB — 2019
What STATE BANK OF DE KALB reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 276,744,000 | 270,375,000 | 260,023,000 | 266,343,000 |
| Total loans | 220,052,000 | 224,633,000 | 221,774,000 | 229,636,000 |
| Allowance for loan losses | 3,145,000 | 3,260,000 | 3,335,000 | 3,201,000 |
| Securities available for sale | 9,000 | 8,000 | 7,000 | 6,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 243,854,000 | 237,142,000 | 225,977,000 | 232,406,000 |
| Interest-bearing deposits | 182,298,000 | 181,885,000 | 172,806,000 | 177,454,000 |
| Noninterest-bearing deposits | 61,556,000 | 55,257,000 | 53,171,000 | 54,952,000 |
| Equity capital | 27,212,000 | 27,502,000 | 28,058,000 | 28,331,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,322,000 | 6,730,000 | 10,333,000 | 13,774,000 |
| Interest expense | 581,000 | 1,204,000 | 1,780,000 | 2,341,000 |
| Net interest income | 2,741,000 | 5,526,000 | 8,553,000 | 11,433,000 |
| Noninterest income | 626,000 | 1,338,000 | 2,077,000 | 2,680,000 |
| Noninterest expense | 2,100,000 | 4,286,000 | 6,509,000 | 8,697,000 |
| Provision for loan losses | 105,000 | 210,000 | 280,000 | 385,000 |
| Pretax income | 1,162,000 | 2,368,000 | 3,841,000 | 5,031,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,162,000 | 2,368,000 | 3,841,000 | 5,031,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,275,000 | 26,581,000 | 27,153,000 | 27,442,000 |
| Total capital | 28,926,000 | 29,310,000 | 29,816,000 | 30,153,000 |
| Risk-weighted assets | 211,554,000 | 217,771,000 | 212,324,000 | 216,384,000 |