Call reports 2018
STATE BANK OF DE KALB — 2018
What STATE BANK OF DE KALB reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 230,490,000 | 224,260,000 | 223,745,000 | 251,351,000 |
| Total loans | 190,049,000 | 198,804,000 | 202,868,000 | 215,451,000 |
| Allowance for loan losses | 2,878,000 | 2,909,000 | 2,955,000 | 3,032,000 |
| Securities available for sale | 13,000 | 12,000 | 11,000 | 10,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,521,000 | 186,891,000 | 185,858,000 | 218,928,000 |
| Interest-bearing deposits | 141,192,000 | 140,972,000 | 135,409,000 | 162,702,000 |
| Noninterest-bearing deposits | 52,329,000 | 45,919,000 | 50,449,000 | 56,226,000 |
| Equity capital | 26,409,000 | 26,739,000 | 27,087,000 | 26,967,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,636,000 | 5,391,000 | 8,276,000 | 11,255,000 |
| Interest expense | 275,000 | 568,000 | 906,000 | 1,316,000 |
| Net interest income | 2,361,000 | 4,823,000 | 7,370,000 | 9,939,000 |
| Noninterest income | 499,000 | 1,092,000 | 1,738,000 | 2,353,000 |
| Noninterest expense | 1,706,000 | 3,492,000 | 5,386,000 | 7,610,000 |
| Provision for loan losses | 18,000 | 40,000 | 75,000 | 238,000 |
| Pretax income | 1,136,000 | 2,383,000 | 3,647,000 | 4,444,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,136,000 | 2,383,000 | 3,647,000 | 4,444,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,409,000 | 26,739,000 | 27,087,000 | 26,015,000 |
| Total capital | 28,720,000 | 29,096,000 | 29,490,000 | 28,546,000 |
| Risk-weighted assets | 184,313,000 | 187,999,000 | 191,717,000 | 201,986,000 |