Call reports 2017
STATE BANK OF DE KALB — 2017
What STATE BANK OF DE KALB reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 203,260,000 | 209,973,000 | 223,001,000 | 216,505,000 |
| Total loans | 173,507,000 | 183,434,000 | 183,877,000 | 179,376,000 |
| Allowance for loan losses | 2,563,000 | 2,599,000 | 2,707,000 | 2,617,000 |
| Securities available for sale | 23,000 | 19,000 | 17,000 | 15,000 |
| Securities held to maturity | 1,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,514,000 | 164,905,000 | 177,547,000 | 176,366,000 |
| Interest-bearing deposits | 126,571,000 | 126,688,000 | 130,145,000 | 133,928,000 |
| Noninterest-bearing deposits | 36,943,000 | 38,217,000 | 47,402,000 | 42,438,000 |
| Equity capital | 24,257,000 | 24,442,000 | 24,655,000 | 24,687,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,263,000 | 4,685,000 | 7,206,000 | 9,722,000 |
| Interest expense | 189,000 | 408,000 | 668,000 | 945,000 |
| Net interest income | 2,074,000 | 4,277,000 | 6,538,000 | 8,777,000 |
| Noninterest income | 567,000 | 1,254,000 | 1,940,000 | 2,527,000 |
| Noninterest expense | 1,472,000 | 3,230,000 | 4,988,000 | 6,791,000 |
| Provision for loan losses | 41,000 | 116,000 | 221,000 | 340,000 |
| Pretax income | 1,128,000 | 2,185,000 | 3,269,000 | 4,173,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,128,000 | 2,185,000 | 3,269,000 | 4,173,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,257,000 | 24,442,000 | 24,655,000 | 24,687,000 |
| Total capital | 26,299,000 | 26,596,000 | 26,862,000 | 26,839,000 |
| Risk-weighted assets | 162,873,000 | 171,893,000 | 176,095,000 | 171,715,000 |