Call reports 2013
STATE BANK OF DE KALB — 2013
What STATE BANK OF DE KALB reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 132,343,000 | 132,161,000 | 137,979,000 | 146,600,000 |
| Total loans | 89,278,000 | 95,111,000 | 103,042,000 | 116,250,000 |
| Allowance for loan losses | 1,363,000 | 1,439,000 | 1,539,000 | 1,752,000 |
| Securities available for sale | 3,204,000 | 1,644,000 | 1,122,000 | 1,107,000 |
| Securities held to maturity | 3,484,000 | 3,035,000 | 2,830,000 | 2,503,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,640,000 | 113,262,000 | 118,829,000 | 117,895,000 |
| Interest-bearing deposits | 89,315,000 | 89,233,000 | 91,307,000 | 88,886,000 |
| Noninterest-bearing deposits | 24,325,000 | 24,029,000 | 27,522,000 | 29,009,000 |
| Equity capital | 18,420,000 | 18,502,000 | 18,623,000 | 18,650,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,384,000 | 2,839,000 | 4,385,000 | 6,068,000 |
| Interest expense | 111,000 | 221,000 | 330,000 | 437,000 |
| Net interest income | 1,273,000 | 2,618,000 | 4,055,000 | 5,631,000 |
| Noninterest income | 154,000 | 304,000 | 496,000 | 787,000 |
| Noninterest expense | 904,000 | 1,843,000 | 2,858,000 | 3,929,000 |
| Provision for loan losses | 0 | 75,000 | 175,000 | 425,000 |
| Pretax income | 523,000 | 1,002,000 | 1,516,000 | 2,062,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 523,000 | 1,002,000 | 1,516,000 | 2,062,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,394,000 | 18,487,000 | 18,615,000 | 18,647,000 |
| Total capital | 19,562,000 | 19,712,000 | 19,911,000 | 20,097,000 |
| Risk-weighted assets | 93,253,000 | 97,752,000 | 103,439,000 | 115,676,000 |