Call reports 2011
STATE BANK OF DE KALB — 2011
What STATE BANK OF DE KALB reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 121,086,000 | 119,109,000 | 121,856,000 | 120,541,000 |
| Total loans | 86,485,000 | 85,147,000 | 85,461,000 | 74,656,000 |
| Allowance for loan losses | 1,146,000 | 1,109,000 | 1,352,000 | 1,293,000 |
| Securities available for sale | 16,923,000 | 16,668,000 | 14,236,000 | 9,486,000 |
| Securities held to maturity | 1,624,000 | 1,430,000 | 1,426,000 | 11,219,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,362,000 | 101,156,000 | 103,954,000 | 102,827,000 |
| Interest-bearing deposits | 83,022,000 | 81,479,000 | 82,240,000 | 83,456,000 |
| Noninterest-bearing deposits | 20,340,000 | 19,677,000 | 21,714,000 | 19,371,000 |
| Equity capital | 17,511,000 | 17,728,000 | 17,612,000 | 17,525,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,485,000 | 2,950,000 | 4,410,000 | 5,725,000 |
| Interest expense | 172,000 | 328,000 | 476,000 | 615,000 |
| Net interest income | 1,313,000 | 2,622,000 | 3,934,000 | 5,110,000 |
| Noninterest income | 114,000 | 174,000 | 288,000 | 413,000 |
| Noninterest expense | 724,000 | 1,491,000 | 2,244,000 | 3,028,000 |
| Provision for loan losses | 150,000 | 250,000 | 500,000 | 500,000 |
| Pretax income | 553,000 | 1,055,000 | 1,478,000 | 1,990,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 553,000 | 1,055,000 | 1,478,000 | 1,990,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,352,000 | 17,524,000 | 17,567,000 | 17,574,000 |
| Total capital | 18,498,000 | 18,633,000 | 18,744,000 | 18,615,000 |
| Risk-weighted assets | 94,800,000 | 94,408,000 | 94,018,000 | 83,085,000 |