Call reports 2010
STATE BANK OF DE KALB — 2010
What STATE BANK OF DE KALB reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 119,819,000 | 117,797,000 | 117,768,000 | 118,590,000 |
| Total loans | 70,974,000 | 72,076,000 | 75,895,000 | 83,866,000 |
| Allowance for loan losses | 845,000 | 867,000 | 891,000 | 1,019,000 |
| Securities available for sale | 12,188,000 | 9,403,000 | 9,930,000 | 13,309,000 |
| Securities held to maturity | 12,583,000 | 11,160,000 | 9,422,000 | 3,062,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,233,000 | 100,137,000 | 99,992,000 | 100,991,000 |
| Interest-bearing deposits | 83,048,000 | 80,607,000 | 80,195,000 | 82,045,000 |
| Noninterest-bearing deposits | 17,185,000 | 19,530,000 | 19,797,000 | 18,946,000 |
| Equity capital | 17,427,000 | 17,369,000 | 17,472,000 | 17,429,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,329,000 | 2,698,000 | 4,113,000 | 5,607,000 |
| Interest expense | 232,000 | 449,000 | 649,000 | 842,000 |
| Net interest income | 1,097,000 | 2,249,000 | 3,464,000 | 4,765,000 |
| Noninterest income | 145,000 | 269,000 | 411,000 | 518,000 |
| Noninterest expense | 692,000 | 1,405,000 | 2,109,000 | 2,838,000 |
| Provision for loan losses | 50,000 | 100,000 | 150,000 | 300,000 |
| Pretax income | 576,000 | 1,088,000 | 1,691,000 | 2,220,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 576,000 | 1,088,000 | 1,691,000 | 2,220,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,149,000 | 17,166,000 | 17,268,000 | 17,298,000 |
| Total capital | 17,994,000 | 18,033,000 | 18,159,000 | 18,317,000 |
| Risk-weighted assets | 81,821,000 | 83,644,000 | 86,542,000 | 93,453,000 |