Call reports 2008
STATE BANK OF DE KALB — 2008
What STATE BANK OF DE KALB reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 119,264,000 | 118,321,000 | 116,545,000 | 122,443,000 |
| Total loans | 54,637,000 | 53,629,000 | 53,112,000 | 50,808,000 |
| Allowance for loan losses | 750,000 | 721,000 | 717,000 | 709,000 |
| Securities available for sale | 15,363,000 | 14,927,000 | 10,690,000 | 25,859,000 |
| Securities held to maturity | 39,975,000 | 41,446,000 | 43,764,000 | 30,309,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,810,000 | 100,997,000 | 99,220,000 | 102,300,000 |
| Interest-bearing deposits | 82,612,000 | 82,816,000 | 81,748,000 | 82,605,000 |
| Noninterest-bearing deposits | 19,198,000 | 18,181,000 | 17,471,000 | 19,695,000 |
| Equity capital | 17,080,000 | 16,963,000 | 16,969,000 | 16,858,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,796,000 | 3,268,000 | 4,683,000 | 6,075,000 |
| Interest expense | 624,000 | 1,147,000 | 1,618,000 | 2,045,000 |
| Net interest income | 1,172,000 | 2,121,000 | 3,065,000 | 4,030,000 |
| Noninterest income | 151,000 | 295,000 | 449,000 | 589,000 |
| Noninterest expense | 659,000 | 1,263,000 | 1,903,000 | 2,588,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 664,000 | 1,153,000 | 1,611,000 | 2,034,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 664,000 | 1,153,000 | 1,611,000 | 2,034,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,059,000 | 17,048,000 | 17,006,000 | 16,929,000 |
| Total capital | 17,809,000 | 17,769,000 | 17,723,000 | 17,638,000 |
| Risk-weighted assets | 62,884,000 | 66,922,000 | 67,532,000 | 72,882,000 |