Call reports 2003

STATE BANK OF DE KALB — 2003

Name: STATE BANK OF DE KALB — FFIEC call report 2003
Creator: STATE BANK OF DE KALB

What STATE BANK OF DE KALB reported to the FFIEC in 2003, quarter by quarter.

PERIOD: 2003SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/da424f53-03ec-4623-bd14-862ab158a25f/2003

Balance sheet

What the bank holds and owes at quarter end

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Total assets	110,937,000	110,074,000	110,468,000	109,044,000
Total loans	61,396,000	63,072,000	59,978,000	60,370,000
Allowance for loan losses	653,000	644,000	632,000	718,000
Securities available for sale	18,794,000	20,952,000	20,103,000	19,553,000
Securities held to maturity	25,296,000	20,549,000	20,112,000	23,362,000
Trading assets	0	0	0	0
Total deposits	93,907,000	92,851,000	93,292,000	92,399,000
Interest-bearing deposits	79,145,000	78,463,000	76,792,000	78,224,000
Noninterest-bearing deposits	14,762,000	14,388,000	16,500,000	14,175,000
Equity capital	16,853,000	17,016,000	16,982,000	16,545,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Interest income	1,509,000	2,960,000	4,329,000	5,872,000
Interest expense	358,000	693,000	988,000	1,256,000
Net interest income	1,151,000	2,267,000	3,341,000	4,616,000
Noninterest income	135,000	262,000	380,000	498,000
Noninterest expense	601,000	1,181,000	1,778,000	2,397,000
Provision for loan losses	0	0	0	100,000
Pretax income	685,000	1,348,000	1,943,000	2,617,000
Income tax	0	0	0	0
Net income	685,000	1,348,000	1,943,000	2,617,000

Basel measures — not reported for every quarter

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Tier 1 capital	16,532,000	16,696,000	16,791,000	16,465,000
Total capital	17,185,000	17,340,000	17,423,000	17,183,000
Risk-weighted assets	71,289,000	73,070,000	69,845,000	70,380,000