Call reports 2002
STATE BANK OF DE KALB — 2002
What STATE BANK OF DE KALB reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 112,234,000 | 112,284,000 | 113,110,000 | 109,205,000 |
| Total loans | 53,961,000 | 57,464,000 | 56,708,000 | 57,577,000 |
| Allowance for loan losses | 559,000 | 675,000 | 861,000 | 605,000 |
| Securities available for sale | 23,103,000 | 25,185,000 | 15,339,000 | 13,910,000 |
| Securities held to maturity | 31,717,000 | 24,925,000 | 36,600,000 | 28,498,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,603,000 | 91,916,000 | 91,807,000 | 92,344,000 |
| Interest-bearing deposits | 81,308,000 | 78,419,000 | 76,804,000 | 78,354,000 |
| Noninterest-bearing deposits | 14,295,000 | 13,497,000 | 15,003,000 | 13,990,000 |
| Equity capital | 16,396,000 | 16,708,000 | 16,821,000 | 16,687,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,749,000 | 3,490,000 | 5,072,000 | 6,581,000 |
| Interest expense | 510,000 | 987,000 | 1,407,000 | 1,803,000 |
| Net interest income | 1,239,000 | 2,503,000 | 3,665,000 | 4,778,000 |
| Noninterest income | 132,000 | 257,000 | 381,000 | 510,000 |
| Noninterest expense | 626,000 | 1,218,000 | 1,836,000 | 2,489,000 |
| Provision for loan losses | 75,000 | 250,000 | 420,000 | 420,000 |
| Pretax income | 670,000 | 1,292,000 | 1,790,000 | 2,379,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 670,000 | 1,292,000 | 1,790,000 | 2,379,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,389,000 | 16,511,000 | 16,509,000 | 16,348,000 |
| Total capital | 16,948,000 | 17,186,000 | 17,368,000 | 16,953,000 |
| Risk-weighted assets | 64,919,000 | 67,874,000 | 68,688,000 | 68,279,000 |