Call reports 2001
STATE BANK OF DE KALB — 2001
What STATE BANK OF DE KALB reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 103,902,000 | 102,664,000 | 109,727,000 | 111,164,000 |
| Total loans | 54,176,000 | 54,642,000 | 52,988,000 | 54,386,000 |
| Allowance for loan losses | 635,000 | 635,000 | 831,000 | 591,000 |
| Securities available for sale | 13,546,000 | 7,226,000 | 11,967,000 | 17,545,000 |
| Securities held to maturity | 22,663,000 | 34,718,000 | 29,009,000 | 34,847,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,125,000 | 85,798,000 | 92,732,000 | 93,926,000 |
| Interest-bearing deposits | 73,599,000 | 72,044,000 | 77,561,000 | 80,043,000 |
| Noninterest-bearing deposits | 13,526,000 | 13,754,000 | 15,171,000 | 13,883,000 |
| Equity capital | 16,349,000 | 16,439,000 | 16,527,000 | 16,380,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,008,000 | 3,937,000 | 5,666,000 | 7,363,000 |
| Interest expense | 834,000 | 1,620,000 | 2,340,000 | 2,967,000 |
| Net interest income | 1,174,000 | 2,317,000 | 3,326,000 | 4,396,000 |
| Noninterest income | 117,000 | 233,000 | 337,000 | 444,000 |
| Noninterest expense | 637,000 | 1,245,000 | 1,848,000 | 2,481,000 |
| Provision for loan losses | 50,000 | 125,000 | 395,000 | 560,000 |
| Pretax income | 604,000 | 1,143,000 | 1,383,000 | 1,762,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 604,000 | 1,143,000 | 1,383,000 | 1,762,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,294,000 | 16,336,000 | 16,331,000 | 16,215,000 |
| Total capital | 16,929,000 | 16,971,000 | 17,123,000 | 16,806,000 |
| Risk-weighted assets | 61,046,000 | 61,340,000 | 63,301,000 | 64,644,000 |