Call reports 2006
PERPETUAL SAVINGS BANK — 2006
What PERPETUAL SAVINGS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 |
|---|---|---|---|
| Total assets | 74,690,000 | 74,741,000 | 74,020,000 |
| Total loans | 50,722,000 | 50,899,000 | 50,728,000 |
| Allowance for loan losses | 553,000 | 554,000 | 556,000 |
| Securities available for sale | 17,859,000 | 18,452,000 | 18,186,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 61,800,000 | 61,974,000 | 59,972,000 |
| Interest-bearing deposits | 57,370,000 | 56,552,000 | 55,220,000 |
| Noninterest-bearing deposits | 4,430,000 | 5,422,000 | 4,752,000 |
| Equity capital | 6,337,000 | 6,319,000 | 6,482,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 |
|---|---|---|---|
| Interest income | 1,141,000 | 2,305,000 | 3,509,000 |
| Interest expense | 475,000 | 980,000 | 1,510,000 |
| Net interest income | 666,000 | 1,325,000 | 1,999,000 |
| Noninterest income | 121,000 | 250,000 | 385,000 |
| Noninterest expense | 618,000 | 1,185,000 | 1,807,000 |
| Provision for loan losses | 15,000 | 24,000 | 33,000 |
| Pretax income | 153,000 | 363,000 | 541,000 |
| Income tax | 0 | 0 | 0 |
| Net income | 153,000 | 363,000 | 541,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 |
|---|---|---|---|
| Tier 1 capital | 6,390,000 | 6,474,000 | 6,366,000 |
| Total capital | 6,943,000 | 7,028,000 | 6,922,000 |
| Risk-weighted assets | 52,221,000 | 52,830,000 | 52,615,000 |