Call reports 2002
PERPETUAL SAVINGS BANK — 2002
What PERPETUAL SAVINGS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 53,339,000 | 55,246,000 | 57,598,000 | 58,787,000 |
| Total loans | 34,023,000 | 34,494,000 | 34,593,000 | 35,773,000 |
| Allowance for loan losses | 272,000 | 276,000 | 276,000 | 279,000 |
| Securities available for sale | 17,008,000 | 17,759,000 | 20,386,000 | 19,537,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,340,000 | 49,288,000 | 49,004,000 | 48,953,000 |
| Interest-bearing deposits | 44,833,000 | 47,330,000 | 46,855,000 | 46,619,000 |
| Noninterest-bearing deposits | 1,507,000 | 1,958,000 | 2,149,000 | 2,334,000 |
| Equity capital | 4,713,000 | 4,996,000 | 5,417,000 | 5,516,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 894,000 | 1,801,000 | 2,710,000 | 3,610,000 |
| Interest expense | 457,000 | 922,000 | 1,352,000 | 1,731,000 |
| Net interest income | 437,000 | 879,000 | 1,358,000 | 1,879,000 |
| Noninterest income | 92,000 | 170,000 | 269,000 | 409,000 |
| Noninterest expense | 343,000 | 691,000 | 1,047,000 | 1,463,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 183,000 | 364,000 | 584,000 | 826,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 183,000 | 364,000 | 584,000 | 826,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,574,000 | 4,584,000 | 4,718,000 | 4,827,000 |
| Total capital | 4,846,000 | 4,860,000 | 4,994,000 | 5,106,000 |
| Risk-weighted assets | 29,958,000 | 30,785,000 | 31,021,000 | 32,617,000 |